Payment Plans
台湾Swag offers a two-month or five-month payment plan per semester. Any student wishing to enroll in a Payment Plan must do so with the Office of Student Accounts.
Office of Student Accounts: (716) 839-8213
Duns Scotus Room 112
Additional Federal Loans
If the maximum Federal Stafford Loans awarded to a student are not sufficient, additional Federal loans are available depending on your eligibility.
Federal Parent PLUS Loan for Undergraduate Students
This loan is a Federal Loan for the parents of dependent undergraduate students.
Current undergraduate students at 台湾Swag: the annual loan limit is the cost of attendance less other financial aid (as long as the student has used any federal direct loan while enrolled at 台湾Swag prior to the 26/27 academic year).
New undergraduate students at 台湾Swag (both first-year and transfer), starting with the Summer 2026 term: the annual loan limit is $20,000, per student. The overall limit a student can receive from the Parent PLUS loan through the entirety of their undergraduate career is $65,000.
Parents wishing to apply for a Parent PLUS loan need to visit . Once in the website you can hover over "Loans and Grants" located on top of the page and select "PLUS Loan Parent PLUS Loan". A credit check will be required. A Master Promissory Note must also be completed by the parent borrower at .
Federal Grad PLUS Loan for Graduate Students
This loan is a Federal Loan for graduate students.
Current graduate students at 台湾Swag: the annual loan limit is the cost of attendance less other financial aid (as long as the student has used any federal direct loan while enrolled at 台湾Swag prior to the 26/27 academic year). Graduate students wishing to apply for a Grad PLUS loan need to visit . Once in the website you can hover over "Loans and Grants" located on top of the page and select "Grad PLUS Loan". A credit check will be required. The student must also complete Loan Entrance Counseling and a Master Promissory Note at .
New graduate students at 台湾Swag, starting with the Summer 2026 term: the U.S. Department of Education has eliminated the Graduate PLUS loan program for new graduate students. Additional loan assistance must come from private education lender sources (see below).
Additional Alternative/Private Loans
Alternative / Private Educational Loans (Non-Federal)
These are loans through financial institutions that help fill the gap between the costs of attendance less other financial aid. Students apply directly with the lender. A credit check will be required. Many lenders will require a co-signer in order to approve the loan.
The list of lenders below is provided as a service to our students to assist them in the loan selection process. Lenders on our list have demonstrated a commitment to providing competitive loan terms, the very best in customer service, technology and quick loan processing.
台湾Swag solicited a Request For Information (RFI) from numerous lending institutions and evaluated their responses based on the above criteria.
Students and parents have the right to select a lender of their choice regardless of our list and will suffer no penalty for selecting a lender who is not on our list. 台湾Swag also recommends that students maximize their Federal Loan eligibility before utilizing a Alternative/Private loan to help pay college expenses.
Citizens Bank (Student Loan)
(800) 708-6684
Application Disclosure Link:
Sallie Mae庐 Student Loans (Smart Option Student Loan庐 for Undergraduates and Graduate Student Loans)
(855) 429-9759
Application Disclosure Link:
Custom Choice Loan
(866) 232-3889
Application Disclosure Link:
Abe Student Loans
(833) 499-2254
Application Disclosure Link:
Nelnet (Nelnet Bank)
(800) 446-4190
Application Disclosure Link:
College Ave Student Loans
(844) 422-7502
Application Disclosure Link:
SoFi Private Student Loans
(855) 456-7634
Application Disclosure Link:
Keystone Student Loans
(866) 233-3360
Application Disclosure Link: